Personal loans · $100 – $5,000 · all credit types considered
Put your request on the map
$100 – $5,000 · as soon as the next business day, if approved
256-bit SSL · Checking your options won't affect your credit score · Free, no obligation
- All credit types considered
- One request, a network of lenders
- No fee to send it
- You decide on any offer
Payday is on the map. The bill got there first.
One request for $100 – $5,000, sent to a network of lenders. FindexCo is not a lender, and checking your options won't affect your credit score.
The route
Three waypoints between you and an answer.
You set the first one. Lenders set the second. The last one is yours to take or leave.
- 01
Mark the request
Amount, contact details and a little about your income. A few minutes on a phone, encrypted end to end.
Sent once - 02
Lenders take a bearing
Your request reaches a network of lenders and lending partners. Each one reads it on its own terms and gives its own answer.
Answers in minutes - 03
Read the offer, then choose
If a lender makes an offer, the rate, fees and repayment dates come first. Accept it, or close the page with nothing owed.
If approved, as soon as the next business day
The log
Weeks that knock the plan off course.
- The tire blew two exits from home.
- The deposit cleared. The dentist bill cleared faster.
- The shift schedule shrank the week the lease renewed.
- Three apps declined you before lunch.
- The furnace picked the first cold night to fail.
- You know the balance without opening the app.
If one of those lines is this week, point the request here. $100 – $5,000, sent once to a network of lenders. Some lenders fund as soon as the next business day, if approved.
Point me to the form
The bearing
Every route starts with one honest look at the options.
FindexCo lays your request in front of lenders exactly as you wrote it. Any offer arrives with its rate, fees and dates in plain view, and the next step is yours.
Why FindexCo
Three bearings we hold to.
FindexCo is not a lender. It carries one request to lenders who make their own decisions, and it keeps the terms where you can read them.
Terms before signatures
Rate, fees and repayment dates are shown by the lender before you agree to anything.
One form, not a dozen tabs
You fill in one request. It travels to the network, so you are not retyping your life into every lender's site.
A soft look first
Checking your options is a soft inquiry. It won't affect your credit score. A lender may check further only if you go ahead.
Guides
Short answers before you sign anything.
Three plain-English guides on the questions that come up most. No sales talk, just the facts a lender would expect you to know.
Soft credit check vs hard pull
Which one moves your score, when each happens, and how to keep a request from stacking inquiries.
Read the guide →GUIDE 02The bank said no: what to do next
How to get the reason in writing, what can be fixed this week, and which lenders weigh income over history.
Read the guide →GUIDE 03How fast can a small loan arrive?
Cutoff times, ACH schedules, weekends and your own bank: the four clocks that decide the day.
Read the guide →Questions
Asked before, answered plainly.
Is FindexCo a lender?
No. FindexCo is a loan request service. Your request goes to a network of lenders and lending partners. Any offer, and every decision, comes from a lender on that lender's terms.
How much can I request through FindexCo?
Between $100 and $5,000. A lender may offer less than you asked for, or a different term, and you can turn any offer down.
Will checking my options change my credit score?
Checking your options won't affect your credit score. If you go ahead with a lender's offer, that lender may run a fuller credit check as part of its own process.
What does FindexCo cost to use?
Nothing. There is no fee to send a request and no obligation to accept an offer. FindexCo is paid by lenders when it introduces a borrower, and that does not change the terms a lender offers you.
When could the money arrive?
That is the lender's call. Some lenders fund as soon as the next business day, if approved. Cutoff times and your own bank's posting schedule can add a day.
What if the bank already turned me down?
You can still send a request. All credit types are considered by lenders in the network, and each lender weighs income, banking history and state rules in its own way. A past denial may mean fewer offers, not none.
Still reading?
The form is one tap back up the page.
$100 – $5,000, one request, a network of lenders. Free to send, nothing to sign until you choose to.